Michigan individual
Dental Plans

Your teeth deserve the best dental insurance possible!

Enjoy the benefits of becoming a member

Michigan Individual Dental Plans

Get Affordable, Quality Dental Insurance From Guardian

LARGE NETWORK

With Guardian, you have access to one of the largest, national, dental networks — with over 114,000 dentists in over 319,000 locations**.

SAVE UP TO 35%

The best way to save is by seeing a dentist in Guardian’s vast network. Dentists participating in the Guardian network charge discounted fees, with an average savings of 35%!

LOW COSTS

Good dental coverage should save you money. Depending on the Guardian plan you choose, preventive care such as check-ups and cleanings may cost you little or nothing at all! Plus, you’ll also save money on more costly and unexpected treatments like root canals and crowns.

PPO Plans:
  • Get most services, including: oral exams, cleanings and x-rays covered at 100%.
  • Have more choices and flexibility among the dentists you select.
  • You may also be covered if you choose a dentist outside our vast network of over 114,000 providers.
  • Access to plans that have offer more savings and increased annual maximums the longer you stay in the plan.
**Source: Guardian, March 2016 Reporting

See how you can save money when you see a dentist in Guardian’s network.

The average cost of a root canal, associated dental work and crown:

Cost with No
Dental Insurance
$2400
Cost with Guardian
Dental Insurance
$1600
Estimated Saving with a
Guardian In-​Network Dentist
$800
*Source for cost of root canal/​crown: 2014 Guardian Reporting; this is an estimate only and prices differ based on location and dentist.

<!–NEW CALI DHMO VERSION

California Individual Dental Plans

Your teeth deserve the best dental insurance possible!

Choose an Access Dental Family DHMO or Premier Access PPO plan and gain access to one of the largest dental networks nationwide. If you are in the market for a new dentist, it’s easy to find one near your home or office. Select between a PPO and DHMO Plan:

PPO Plan: With over 114,000 dentists in over 319,000 locations**, chances are your dentist is in our network.

DHMO Plan: You and each family member select a dentist in our network of over 11,000 dentists in over 15,000 locations.

You’ll also enjoy the cost savings. Good dental coverage should save you money. After all, isn’t that the point of having insurance? Depending on the plan you choose, preventive care such as check-ups and cleanings may cost you little or nothing. At the same time, you’ll also save on more costly and unexpected treatments like root canals and crowns.

See how you can save money when you see a dentist in Guardian’s network.

****Guardian, 2015 Netminder Report.

The average cost of a root canal, associated dental work and crown:

Cost with No
Dental Insurance
$2400
Cost with Guardian
Dental Insurance
$1600
Estimated Saving with a
Guardian In-​Network Dentist
$800
*Source for cost of root canal/crown: 2014 Guardian Reporting; this is an estimate only and prices differ based on location and dentist.

Choice of plan options

In some states, you may be able to choose between a PPO and DHMO plan. With a PPO plan you can see any dentist, but save more when you visit a dentist in your network. A DHMO plan typically costs less, but you need to see the dentist you selected from the network.

The dental plans, by Guardian and Premier Access, offer all this and more.

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Learn More About Guardian

Guardian has been a trusted name in insurance for over 155 years. Today, we have one of the largest dental insurance networks in the country where you can save an average of 36% on dental procedures. Learn More About Guardian »

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